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What If The Insurance Company Has My Job Description Wrong?

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Many disability policies pay benefits if you are not able to perform the functions of your job as it is performed in the local or national economy.  Sometimes this means it is not enough just because you cannot perform the job as required by your specific employer.  It is important that you obtain and submit an accurate job description from your employer.  You should also prepare a detailed written statement of your duties and even get one from a co-worker or supervisor.  The statement should include all of your responsibilities, hours worked, and the physical requirements of your job.

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