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Should I Follow The Insurance Representative’s Advice On How To Appeal?

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As a general matter, you should not rely on the insurance representative’s verbal statements about how to appeal.  The insurance company must send you written notice of the reasons that it has denied your claim as well as provide you with a statement instructing you on how to perfect your claim on appeal.  It is not enough to send in a letter stating that you are appealing the denial.  Your appeal must be supported with evidence establishing your entitlement to disability benefits.

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