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How Should I Explain My Restrictions?

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When explaining to the insurance company the ways in which you are limited, avoid using ambiguous language or labels such as “always” and “never” unless they are 100% accurate.  You should also avoid using phrases that are open to interpretation.  Instead of stating that you “cannot sit for long,” describe what happens when you do sit for long.  For example, “I cannot sit for more than 20 minutes before my lower back starts to ache.”  Be clear and do not exaggerate or downplay your limitations.

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