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Does ERISA Apply To My Benefit Claim?

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ERISA applies to most employer-provided benefit plans in the private sector.  ERISA requires employers to provide written plan documents explaining the terms of the benefit plan.  Many plan documents will state affirmatively that the benefits are governed by ERISA.  Sometimes, it is not so clear and whether an employee benefit plan is covered by ERISA will depend on all the facts and circumstances.  ERISA does not cover wages, vacation time, sick days, and other payroll practices.

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