- 19839 Nordhoff St,
Northridge, CA 91324
- (818) 886-2525
Most company-backed group health and benefits insurance plans must comply with the requirements contained with the Employee Retirement Income Security Act of 1974 (ERISA). Under this federal law, employees have important legal protections. Unfortunately, it can be very challenging for disabled workers and their families to get the full and fair benefits they deserve.
At Kantor & Kantor, our San Jose long term disability attorneys are proud to be strong advocates for employees in Santa Clara County and throughout Silicon Valley. If your long term disability claim was denied, please do not hesitate to reach out to our San Jose ERISA lawyers for free legal guidance.
Under ERISA rules, insurance companies are required to send applicants a written denial letter that explains exactly why their claim was turned down. While this denial letter should be clear and concise, it will often include complex, industry-specific language. Disability denial letters can be frustratingly vague. As you only have 180 days to build your appeal after receiving a disability denial, you need to speak to an experienced San Jose ERISA disability lawyer as soon as possible.
Many people do not know it, but there are specialized procedures involved in ERISA disability claims. One of the most important things that you need to know about the appeals process is that you must submit all relevant evidence in your case directly to the insurance carrier during your administrative appeal. This is a critically important step in the process. In any future litigation, the court will be limited to reviewing the evidence that is already in your claim file. In long term disability litigation, claimants are typically prevented from submitting new evidence.
This is why it is crucial that you get help from a San Jose long term disability lawyer as soon as you receive an initial denial letter. Our law firm will take immediate action, working diligently to help you put together all the evidence needed to build the most persuasive administrative appeal. When you submit a strong appeal, the insurance company will take your claim far more seriously.
At Kantor & Kantor, we work hard so that you and your family can get the full and fair disability benefits that you deserve. If your long term disability claim was unfairly rejected in Santa Clara County, California, please do not hesitate to contact our San Jose law office at (408) 705-1988 to arrange a free, no-obligation initial consultation.
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