San Jose Accidental Death Attorney

In accidental death claims, the money received will not make up for the loss of your loved one, but it can provide the means by which you financially recover. At Kantor & Kantor LLP, we know how important these types of claims are for your future security. When an insurance company denies or disputes your claim, our San Jose accidental death attorneys provide the aggressive legal representation you need to get results.    

Reasons Your Accidental Death Claim May Be Denied

When a loved one dies as the result of an accident, employee life insurance plans offer benefits to family members or beneficiaries. While no amount of money can make up for your loved one’s passing, these benefits can help provide some financial security as you recover from your loss. Unfortunately, the insurance company involved may attempt to deny your claim, either due to problems with the terms of the policy or by disputing the circumstances surrounding your loved one’s passing. The California Insurance Code permit exclusions in insurance contracts which release the insurer from liability for paying claims. These exclusions include the following:  

• Supposed self-destructive or suicidal acts;
• Allegations of alcohol or drug abuse;
• Accidents involving dangerous activities, such as skydiving;
• Medical malpractice errors resulting in death;
• Pre-existing conditions excluded from coverage.

How Our San Jose, CA Accidental Death Attorneys Can Help

If you are having problems filing an accidental death insurance claim or have had your claim denied, our experienced San Jose accidental death attorneys are here to help. At Kantor & Kantor LLP, we can help you get the benefits you are entitled to in several ways:  

• By Filing An Appeal: We can build a strong case in your favor by providing a thorough investigation into the circumstances surrounding your loved one’s death, collecting valuable evidence, medical records, and police reports, and presenting this information to insurance company representatives.   
• By Using ERISA Law In Your Favor: The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law which preempts state laws governing employee insurance plans and benefits. By evoking these laws, your case could be heard before an impartial ERISA reviewing court, rather than before insurance company review boards who have their own financial interests at heart. .   

Reach Out to Us Immediately for Help

If you are considering filing an accidental death claim or have had a claim denied, contact Kantor & Kantor LLP today. Our San Jose accidental death attorneys providing the comprehensive , experienced legal representation you need to get the benefits you deserve. Call or contact our office online today to discuss your case.