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The overwhelming majority of employer-backed insurance plans are covered by the Employee Retirement Income Security Act (ERISA). Workers need to know how to protect their rights under this federal law. Unfortunately, the big insurance companies long ago figured out how to use the ERISA process to their own advantage. We can help you fight back. At Kantor & Kantor, our experienced San Francisco ERISA attorneys know how to hold insurers accountable. If your ERISA claim was wrongly rejected in the San Francisco Bay Area, please contact our law firm for a risk-free review of your case.
If you have received a denial letter from your insurance company, it is crucial that you take immediate action. One of the most important things that California workers need to know about the ERISA claims process is that there are very strict deadlines. Indeed, claimants only have 180 days to file an appeal from the date that they received their denial letter. If you do not submit your appeal in time, then your case will likely be dismissed. Protect your legal rights and consult with an experienced San Francisco ERISA lawyer as soon as you get a denial letter.
Sadly, insurance companies deny many valid claims. Sometimes claims are denied because of a relatively minor error by the applicant. Sometimes claims are denied because the insurance company made a mistake. There are even cases in which insurers act in bad faith, wrongly denying claims when there is no remotely reasonable basis for such a decision. The bottom line: insurance companies are aggressive. They are looking out for their own profits and not for your best interests. If your claim was denied in San Francisco, you need an ERISA advocate who can help you hold the insurer accountable.
ERISA is not like other areas of law. There is a specialized process that governs these types of claims. For example, you cannot file a lawsuit the day after your claim is denied. You must first go through all your administrative remedies, including filing an internal appeal with the insurance company. It is important that you seek guidance from a San Francisco ERISA lawyer who has a comprehensive understanding of the claims process.
At Kantor & Kantor, our top-rated California ERISA lawyers have helped many claimants maximize their financial benefits. If your ERISA disability claim was rejected in San Francisco County, please reach out to our office for legal guidance. Initial ERISA consultations are fully private and free of charge.
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