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The Employee Retirement Income Security Act (ERISA) is an important federal law that regulates most employer backed group health and benefits plans. While ERISA is designed in part to provide much needed legal protections to claimants, employers and big insurance companies have learned how to work the claims process to their own benefit.
Unfortunately, people can some have trouble obtaining full benefits under their ERISA plan. At Kantor & Kantor, our experienced Redwood City ERISA attorneys can help. Our law firm is dedicated to holding insurers accountable. If you believe that your ERISA claim was unfairly denied in San Mateo County, please contact us today for a free legal consultation.
One of the most important things that ERISA beneficiaries need to know is that insurance companies have become increasingly aggressive in defending these claims. Sadly, wholly valid claims are rejected on a regular basis. You need to be prepared to protect your legal rights; you should get an experienced Redwood City ERISA lawyer on your side.
The ERISA appeals process is standardized. Once your claim is denied, you will only have a limited amount of time to take action. To keep fighting for your benefits, you must file your administrative appeal within 180 days of the date at which you received the denial letter. The failure to take action could cost you your benefits.
With ERISA claims, your first appeal must be directly with the insurance company. Under ERISA regulations, the insurance company has a legal duty to give your claim a fresh look. Notably, you must submit any additional supporting evidence at this time. If you fail to submit evidence to the insurance company during the appeals process, you will likely lose out on the right to use that evidence in any future legal proceedings.
To best protect your rights, you should get a skilled Redwood City ERISA lawyer by your side as soon as possible after getting a denial letter. Your attorney will make sure that you follow the proper claims procedures. Our Bay Area ERISA lawyers often get insurance companies to issue full settlements, without going through a lengthy trial.
At Kantor & Kantor, our Bay Area ERISA attorneys have helped many people obtain the full and fair benefits that they deserve. If your ERISA claim was denied in Redwood City, CA, please do not hesitate to contact our law firm today at (510) 992-6130 to arrange a free, no obligation review of your case.
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