Oakland ERISA Disability Attorney

Representing Applicants Who Have Had Their ERISA Disability Claim Denied in Oakland

Have you submitted a claim for disability benefits in Oakland, California? Was your claim unexpectedly denied? If so, you need to keeping fighting for what is owed to you. Sadly, far too frequently, the big insurance companies deny or delay valid disability benefits. At Kantor & Kantor LLP, our Oakland ERISA disability attorneys have helped countless applicants recover the disability compensation that they deserve. Our team will review your claim for free and determine exactly what needs to be done to protect your legal rights.

Understanding the Basics of ERISA

ERISA (Employee Retirement Income Security Act of 1974) is a federal law that governs a large share of the employer sponsored health and welfare benefits plans that are offered in California. If you are covered by this type of plan and you are filing for disability benefits, the complex regulations of this law will affect you in many different ways. One of the most important things that you need to know is that you only have 180 calendar days to file an administrative appeal after your initial claim is denied. This means that you need to get your official benefits denial letter into the hands of an experienced Oakland ERISA lawyer as soon as possible after your receive it.

The Claims Secret that the Insurance Company Will Not Tell You  

Strong, compelling supporting evidence is the key to any legal case. To prevail in your disability appeal, you will need to have evidence that backs up your claim. In these cases, relevant evidence can come in a wide variety of forms, including:

• Medical records;
• Other medical documents;
• A statement from your doctor;
• A statement from a vocational expert;
• Witness testimony; and
• Self testimony.

When you file an internal disability appeal with the insurance company, you can (and should) submit any additional evidence that is favorable to your case. Here is what the insurance company will not tell you: If you fail to submit additional evidence at this time, you will not have access to that evidence during any future lawsuit. Indeed, any California court that reviews your claim will be legally limited to the documents and records that were previously submitted directly to the insurance company. This is why it is so important to get an experienced Oakland disability lawyer by your side from the moment that you receive your initial claim denial letter. Your appeal must be submitted properly or you risk losing out on your benefits.

Contact Our Office Today

At Kantor & Kantor LLP, our dedicated ERISA disability lawyers have extensive experience representing claimants in Oakland. If you believe that your disability claim was wrongly denied, please contact our team today at (510) 992-6130 to request your free, no obligation initial case evaluation.