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The Employee Retirement Income Security Act (ERISA) provides insurance plan beneficiaries with certain legal protections. At the same time, this law also puts some complicated obligations on claimants. If you are making a disability claim under an ERISA plan, you need to be ready to take on the insurance company. Unfortunately, insurers have been known to deny many valid claims on spurious grounds.
At Kantor & Kantor, our experienced Menlo Park long-term disability lawyers help claimants fight back. If you received a long-term disability denial letter, you need to take action to protect your rights. You should contact our law firm as soon as possible to set up your free review of your case. Our attorneys will help you get the full disability benefits that you rightfully deserve.
With ERISA disability claims, your first appeal must be filed directly with the insurance company. This is known as an administrative appeal or internal appeal. Under the law, you must exhaust this legal remedy before you can even consider filing a lawsuit. Notably, you only have 180 days to prepare and submit your internal appeal. Please be sure that you take action during this period. You should get your disability denial letter to our attorneys as soon as possible. We will review your case, compile all relevant evidence, and file a persuasive appeal on your behalf.
When our Menlo Park ERISA lawyers take on a long-term disability case, our primary goal is to get our client their full benefits, as early in the appeals process as possible. Ideally, this will be achieved without a lawsuit. While we are always prepared for litigation, our law firm can often get insurers to pay out claims during the administrative appeal stage of the process. The key is preparing and submitting the strongest possible appeal. Notably, you must include supplemental evidence with your administrative appeal. Not only is it typically difficult to succeed without providing strong evidence, but if you fail to submit evidence into the official Administrative Record, you will lose out on the ability to use this evidence in a future lawsuit. The bottom line: a well-crafted appeal will dramatically increase your chances of a successful result.
At Kantor & Kantor, our skilled Menlo Park ERISA attorneys are proud to provide top quality legal service to disability claimants. We have successfully handled claims against many of the country’s largest insurance companies. If your disability claim was denied in San Mateo County, CA, our law firm is ready to help. Please call us now at (510) 992-6130 to arrange your free case review.
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