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Long Term Disability Lawyer Mountain View

Long Term Disability Lawyer Mountain View

At Kantor & Kantor, our long term disability lawyers in Mountain View represent clients whose insurers have refused to pay the full and fair value of their claim. Unfortunately, many people have a hard time getting the full disability benefits that they rightfully deserve under the terms of their insurance policy. We are available to help. If your long term disability claim was rejected in Mountain View, CA, please call us now to schedule a free consultation. 

Three Steps to Take if Your Long Term Disability is Denied in Mountain View

Review the Denial Letter—Understand the Adverse Decision

Under the Employee Retirement Income Security Act (ERISA), along with California state regulations, insurance companies that turn down disability claims have a duty to provide a basic written explanation of the denial. When you receive a denial letter, make sure that you take a moment to review it and understand why there was an unfavorable decision. The insurance company’s reasoning will not always be legally valid, but it will tell you what you need to address in your appeal. If you are having any trouble parsing the insurance company’s language and reasoning—this is common, denial letters can be vague and confusing—call a Mountain View ERISA lawyer for immediate assistance. 

Gather All Relevant Evidence 

Under ERISA, you have 180 days from the date of your denial to build and submit an appeal for your long term disability claim. The first appeal is an administrative appeal—meaning you are sending an appeal directly to the insurance company. ERISA mandates that you must go through the administrative appeals process before you can file a lawsuit. At this point, it is crucial that you gather and organize all relevant supplemental evidence—from medical records to caregiver observations. The more supporting evidence you have in the official record, the better off you will be.

Consult With a California Disability Appeal Lawyer 

Disability claims are complicated. You do not have to go through the process alone. If you are preparing a long term disability appeal in Mountain View, it is best to work with an experienced attorney. Your lawyer will be able to build a strong case, work with the insurance company, and take the appropriate steps to get you the full long term disability benefits that you rightfully deserve. 

Speak to Our Mountain View, CA Disability Attorneys Right Away

At Kantor & Kantor, our California long term disability attorneys fight aggressively to protect the legal rights of people—not insurance companies. If you were denied long term disability benefits, we are ready to help. To get a free review of your case, please contact us today. We serve clients in Mountain View and throughout the surrounding communities in Santa Clara County.

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