- 19839 Nordhoff St
Northridge, CA 91324
- (818) 886-2525
At Kantor & Kantor, our Oakland long term disability attorneys are committed to fighting for the rights and interests of working people. We know how to hold plan administrators and big insurance companies accountable. If you or your loved one is struggling to recover full disability benefits, we are available to help. To arrange a free, no-obligation review of your long term disability claim, please contact our law firm today.
Most disability plans offered by private employers in California are regulated by a federal law called the Employee Retirement Income Security Act (ERISA). Under ERISA, employers and insurance companies must provide a plan beneficiary with written notification if they are denying a long term disability claim. Along with a wide array of other details, this denial letter should provide a basic explanation of why the insurer is refusing to pay out benefits. You will have a chance to directly address the insurer’s reasoning on appeal.
Unfortunately, in reality, long term disability denial letters are usually filled with vague, industry-specific insurance jargon that is difficult to parse. A professional will get you answers. If you claim was not paid, get your denial letter to the office of a top-rated Oakland ERISA attorney as soon as possible. Your long term disability lawyer will tell you exactly why your benefits were denied and will craft a plan to appeal.
The ERISA appeals process is governed by a number of unique rules and regulations. First and foremost, with long term disability appeals, you typically only have 180 days to submit an administrative appeal. An administrative appeal is an appeal directly to the insurance company. ERISA requires beneficiaries to bring an administrative appeal before their case goes to court. You must submit all relevant evidence during the administrative appeal stage of the claims process. Failure to do so will undermine your claim.
To obtain long term disability benefits, you need to craft a strong, compelling administrative appeal. Our Oakland long term disability attorneys can help. We always put the needs and interests of our clients first. Above all else, our goal is to get people the full and fair long term disability benefits that they rightfully deserve. We have successfully handled many ERISA claims in California.
At Kantor & Kantor, our Oakland long term disability attorneys fight for people — making sure that insurance companies pay out claims in a full and fair manner. To schedule a free, no-commitment review of your disability claim, please contact our legal team right away. We serve clients in Oakland and throughout the surrounding communities in Alameda County.
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