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Was your long term disability claim denied? If so, you need to contact a nearby long term disability attorney immediately. Do not give up hope. The simple truth is that far too many valid disability claims are initially incorrectly denied by the big insurance companies. At Kantor & Kantor LLP, our firm focuses solely on helping those individuals who have had their benefits wrongfully denied. We are prepared to help you fight for every dollar that is rightfully yours.
Your disability denial letter from the insurance company will likely include a lot of information. It should tell you exactly why your claim was denied. However, there is one important detail that is sure to be left out:
The information contained in the insurance company file at the end of the internal review process is the only evidence that a future court will be able to consider when deciding on your case.
What does this mean for your case? It means that if you fail to get relevant information into the Administrative Record before the insurance company makes its final decision, then you will lose out on the benefit of that information. Do not let that happen to you. This mistake could cost you your benefits. You need to get an attorney involved in your case as soon as you receive your initial denial letter. Your attorney will ensure that all relevant evidence, information and documents make it into the Administrative Record.
Before you can file a lawsuit to seek your long term disability benefits, you must exhaust all of your other available remedies. More specifically, this means that you must file an appeal with the insurance company. As was mentioned, only information within the official Administrative Record will be considered by the court in any future lawsuit, assuming one should become necessary. As such, submitting a well-crafted appeal is incredibly important. Some of the things that our long term disability attorneys will do to ensure that appeal is strong include:
The determined long term disability attorneys at Kantor & Kantor LLP are standing by, ready to help. If your disability claim has been denied, it is imperative that you get an attorney by your side today. To request your free, no-obligation case review, please contact us now.
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