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If you are no longer able to work on a full-time basis, long term disability benefits may be available. For those who have disability coverage through an employer-backed benefits plan, those benefits will be covered by the rules and procedures established by the Employee Retirement Income Security Act of 1974 (ERISA). Unfortunately, even though this law provides certain protection, many disability claims are improperly denied.
At Kantor & Kantor, our Hayward long term disability lawyers are proud to be committed advocates for our clients. We understand all aspects of the disability appeal process and we know how to hold the big insurers accountable. If your long term disability claim was rejected in Hayward, CA, please do not hesitate to call our law firm for a free, no-obligation initial case evaluation.
Insurance companies may deny a disability claim for a number of different reasons. When doing so, ERISA requires insurers to provide the applicant with a denial letter that includes a basic explanation of the reasoning behind the adverse decision. If your long term disability claim was rejected, you should get that denial letter into the hands of an experienced Hayward long term disability attorney right away. Your lawyer will be able to help you understand the denial and take the appropriate steps to bring a strong appeal.
In ERISA disability cases, claimants are required to exhaust all available administrative remedies before taking any other legal action against the insurance company. The long term disability appeals process typically begins will an appeal that is made directly to the insurance company. It is crucial that you are represented by a lawyer during this stage of the claims process. There are many specialized rules and procedures that you must follow.
Our law firm is often able to settle long term disability claims during the administrative appeal. When full benefits are offered, this is the ideal result — a fair settlement allows our clients to get access to their benefits much more quickly. At the same time, our disability lawyers are trial-tested. We have deep experience with ERISA litigation in Hayward, CA. Our lawyers are always ready to take your disability claim to court to get you the full compensation you are owed.
At Kantor & Kantor, our Hayward, CA ERISA lawyers have extensive experience handling long term disability claims. If you or your loved one was denied long term disability benefits, we are here to help. To get a free case evaluation, please contact our law firm today. We represent long term disability claimants in Hayward, CA and throughout Alameda County.
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