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Thinking about matters related to long-term care can be difficult for California families. Apart from the emotional issues, your family will also need to deal with the fact that long-term care can be incredibly costly. The good news is that many people have long-term care coverage under an insurance plan. Perhaps this coverage comes from an ERISA, or perhaps it comes from an insurance plan purchased on the individual market.
Unfortunately, the insurance companies do not always play by the rules. Far too often, valid long-term care claims are underpaid, or simply rejected. At Kantor & Kantor LLP, our experienced Half Moon Bay long-term care attorneys help Bay Area families fight back. If you think that your long-term care claim was wrongly denied, please contact a member of our legal team today for a free case evaluation.
If your long-term care claim was denied in California, your insurance carrier should have sent you a written letter highlighting the reasoning behind the adverse decision. To bring a successful appeal, you will need to directly address this reasoning. These types of claims can be denied for a wide range of different reasons. Some of the most typical examples include:
It is important to remember that a private insurance company is a for-profit business. The company does not want to pay out any more than is required by the law. As a result, insurance adjusters are trained to be extremely aggressive, denying wholly valid claims and pressuring claimants into unfair settlement offers. Our skilled Half Moon Bay long-term care attorneys know all of the tactics, strategies, and tricks that the big insurance companies use to save money. We will fight aggressively to help you and your family get the full benefits that you are owed.
At Kantor & Kantor LLP, our Half Moon Bay long-term care lawyers are committed to the best legal services to our clients. If you or a loved one had your long-term care claim denied in Northern California, our team can help. For a free case review, please do not hesitate to contact our office today.
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