East Bay Long Term Disability Lawyers

At Kantor & Kantor, our East Bay long term disability lawyers have helped many individuals and families get access to the full medical and financial benefits that they rightfully deserve. We know how to get justice and accountability for the people who need it the most. If your long term disability claim was rejected in the East Bay region, we are ready to protect your rights. Contact our California disability lawyers now for a free consultation. 

Long Term Disability Appeals: What You Need to Know

If you obtained disability insurance through an employer, your policy is likely regulated by the Employee Retirement Income Security Act (ERISA). For policies purchased on the individual market, the claim is likely regulated by state law. In California, the majority of disability claims falls under ERISA. 

Whether you are bringing a long term disability claim or a short term disability, you need to be ready to take immediate action to preserve your rights if you receive an adverse decision. Under ERISA, disability appeals are subject to a 180-day deadline. From the date that you receive your denial—which should be in writing and should provide a brief explanation of the decision—you have six months to build and submit an appeal. 

It is important to understand that ERISA requires your first appeal to be an internal appeal that is sent directly to the insurance company. During this stage of the claims process, it is imperative that you include all relevant supplemental evidence that addresses the insurer’s stated reason for denying benefits. If you fail to do so, it will severely hinder your ability to get benefits. 

How Our East Bay, CA Disability Lawyers can Help

Our practice is focused on representing individuals in ERISA claims, including in long term disability cases. We have expertise in this complex and highly specialized area of law. Our East Bay disability lawyers are ready to investigate your case and gather all pertinent evidence and information to build the strongest possible appeal. 

We are proud of our record of success stories in handling long term disability claims in the East Bay region of California. The administrative appeal is perhaps the most important part of your case. Do not wait to seek professional guidance. Our law firm knows how to take the right steps to hold the big insurance companies accountable. 

Contact Our East Bay Long Term Disability Attorneys Right Away

At Kantor & Kantor, our California long term disability lawyers work hard to get you the full benefits that you deserve. If your disability claim was rejected, we are ready to help. To get a free assessment of your case, please contact our legal team now. We serve communities throughout the East Bay, including in Alameda, Fremont, Hayward, Oakland, and Berkeley.