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If you are an East Bay tech worker who has developed a disability that prevents you from remaining on the job, you may be able to recover benefits under your employer’s insurance policy. However, doing so can often be extremely challenging. Not only is the claims process complex, but the big insurance companies are notoriously difficult to work with. At Kantor & Kantor LLP, our dedicated East Bay tech worker disability attorneys have the skills and experience needed to help you obtain every penny that you deserve.
East Bay area tech industry workers are at a heightened risk of developing many different types of injuries and conditions. Often, tech worker disabilities develop gradually, after years of performing repetitive on-the-job tasks. Working at a desk or at a computer for long hours can exacerbate underlying medical problems. Injuries and conditions that gradually develop are still generally eligible for disability benefits under an employer’s group insurance policy. Some common examples of tech worker disabilities we see include:
If your Bay Area tech company carries a disability insurance policy, it is likely that the plan that is offered is governed by the ERISA. This federal law is extremely important, as it sets up important standards for the disability claims process. One of the most important things that ERISA does is that it requires plan participants to file an internal appeal of their denial with the insurer, before filing a lawsuit. However, there is something the insurance company will not tell you: When you file an ERISA disability lawsuit, the court will be limited to the evidence that is already in your claim file. In other words, if you fail to submit evidence during the internal appeals stage of the process, you risk losing out on that evidence for the remainder of your case. This could potentially destroy your claim. You need to work with an East Bay disability lawyer who will make sure that your claim is prepared properly so that all relevant documents and records make it into the claim file.
At Kantor & Kantor LLP, we are proud to fight for the legal rights and financial interests of disabled tech workers. If you are a California tech worker whose disability claim has been denied, please contact us today to request a free review of your case. We serve tech employees throughout the East Bay region, including in Oakland, Alameda and Fremont.
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