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The large majority of employer-backed insurance plans are regulated by the Employee Retirement Income Security Act (ERISA). This 1974 federal statute provides much needed legal protections for American workers. It helps to standardize the claims process. At the same time, over the last several decades, insurance companies have developed many strategies to manipulate the process to their own benefit.
In too many cases, overly aggressive insurers unfairly reject wholly valid ERISA claims. At Kantor & Kantor, our skilled Burlingame ERISA lawyers are committed to helping people fight back. We help California workers maximize their benefits. If your ERISA claim was rejected in Burlingame, CA, please know that you still have legal options available. Contact our office today for free legal guidance.
Under ERISA regulations, you only have limited amount of time to file an appeal. Once you receive your written denial letter, your internal appeal must be submitted to the responsible insurance company within six months (180 days). If you fail to comply with this deadline, your claim could be automatically dismissed. This is a short, strict deadline. To preserve your rights, you should speak to an experienced Burlingame ERISA attorney as soon as you receive a rejection letter.
Even though people generally make ERISA claims in a time of serious financial need, insurance companies are still difficult to work with. The big insurance carriers are far too aggressive when handling ERISA claims. Many valid claims are initially denied. You should never give up because your claim was denied. If you are struggling to recover your benefits, it is time to consult with a qualified Burlingame ERISA litigation attorney.
Notably, ERISA claims are governed by specialized rules and claims procedures. You must submit an internal appeal with the insurance company before you can file a lawsuit. In addition, any evidence that you fail to submit directly to the insurer will likely not be admissible in future litigation. These are harsh rules. For this and other reasons, it is imperative that claimants seek help from an experienced ERISA lawyer as soon as possible after receiving a denial letter.
At Kantor & Kantor, our Burlingame ERISA attorneys have extensive experience handling all types of ERISA claims. We are committed to helping our clients get the full benefits that they deserve. If your claim was denied in San Mateo County, CA, we are here as a legal resource. For a free, no strings attached initial consultation, please reach out to our office now.
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