Bay Area LTD Insurance Attorney

At Kantor & Kantor, our Bay Area LTD insurance attorneys work hard so that you and your family can get the disability benefits that you deserve. No matter the specific nature of your case, we are ready to stand up for your rights against the insurance company. If your LTD claim was denied, you need an experienced advocate on your side. For a no-cost, no-obligation consultation with an experienced California disability lawyer, please call us today. 

What to do if Your Long Term Disability (LTD) Claim is Denied in the Bay Area

If your long term disability claim was denied, it is imperative that you take the time to understand your rights and your responsibilities. As a starting point, you need to determine if your LTD policy is regulated by ERISA or by California state law. If you received your disability coverage through your employer or your spouse’s employer, then the plan is most likely an ERISA disability plan. Regardless of the type of disability policy you have, please be sure to take the following three steps to protect your rights:

• Carefully read your disability denial letter. Make sure you preserve a copy of the LTD denial.
• Consult with an experienced Bay Area long term disability lawyer. Your lawyer will be able to explain the insurance company’s denial and help you figure out what to do next. 
• Make sure you file an administrative appeal before the deadline. Failure to comply with a disability deadline could result in your appeal being dismissed without a hearing. 

How a Bay Area LTD Insurance Attorneys can Help

There are few things more distressing than having disability benefits denied when you desperately need financial support. Our insurance appeals attorneys are ready to take immediate action to help you challenge a denial. Among other things, our Bay Area legal team will: 

• Conduct a free, confidential review of your LTD claim; 
• Answer your questions and explain your options;
• Investigate your claim—securing relevant evidence; and
• Prepare a strong, persuasive appeal. 

While many disability cases can be settled during the administrative appeals process, there is always a possibility of litigation. At Kantor & Kantor, our courtroom ready Bay Area LTD lawyers are prepared to take your claim as far as it needs to go to get you the full financial support that you are owed. 

Contact Our Bay Area LTD Insurance Lawyers for Immediate Assistance

At Kantor & Kantor, our California long term disability attorneys have deep experience handling complex insurance claims. If you are struggling to get benefits, we are available to help. For a no-fee, confidential review of your LTD claim, please contact our legal team right away. From our office locations in Alameda, Northridge, San Francisco, and San Jose, we serve people throughout the entire Bay Area.