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Bay Area Life Insurance Claims Lawyer

Bay Area Life Insurance Claims Lawyer

Employer-provided life insurance benefits can provide a safety net when a loved one passes. When these benefits are denied and disputed, it can be devastatingly difficult to deal with on top of the other losses you have suffered. At Kantor & Kantor, LLP, we provide the compassionate, professional legal guidance and representation you need in these situations. Our Bay area life insurance claims lawyer acts as a strong advocate on your behalf, fighting for your rights so you can get the benefits you deserve.

Defending You Against Life Insurance Denials and Disputes

Life insurance benefits may have been included as part of your loved one’s employer-provided benefit package. The intent is that this policy would help to provide financially in the event of the employee’s passing, offsetting lost wages and other benefits. While it can come as a shock to surviving family members, it is not uncommon for the insurer to refuse to pay on life insurance claims.  

At Kantor & Kantor, LLP,  our Bay area life insurance claims lawyer provides the aggressive legal representation you need to defend your rights in these situations. According to the National Association of Insurance Commissioners (NAIC), common tactics used in delaying, denying, or disputing claims include:

  • Disputing the manner in which the death occurred;
  • Denying that the policy was in effect at the time of death or claiming it does not provide certain types of coverage;
  • Claiming that there was a misrepresentation of facts under which the policy was issued;
  • Delaying payment due to disputes over beneficiaries.

How Our Bay Area Life Insurance Claims Lawyer Can Help

In private industry, employer-provided life insurance policies are covered under the Employee Retirement Income Security Act of 1974 (ERISA). As a federal law, ERISA provides guidelines for how benefit programs are administered and dictate how disputes should be handled. While designed to protect the rights of employees and their families, the procedures for resolving disputes are confusing and complex.  

At Kantor & Kantor, LLP, our Bay area life insurance claims lawyer has extensive knowledge of ERISA laws and how they apply in your case. We defend your rights against big insurance companies, taking the following actions on your behalf:

  • Reviewing terms of coverage;
  • Compiling evidence in defense of your claim;
  • Negotiating with insurance representatives;
  • Appealing denied claims;
  • Filing a lawsuit on your behalf.  

Contact Our Bay Area Life Insurance Claims Lawyer Today

When dealing with the loss of a loved one and uncertainty over life insurance benefits, Kantor & Kantor, LLP is a strong ally to have on your side. To discuss how we can help you, contact our Bay area life insurance claims lawyer today and request a free consultation.    

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